No matter how big your credit goal is..

Crushing On Credit provides assistance to credit-impaired consumers by combining knowledge, resources and customized strategies that produce tangible results. Our client-centered services create impressive credit profiles that keep you focused and in control of your financial future, credit scores and to maintain their creditworthiness.

  • I just wanted to thank you for your services! My goal was to become a homeowner before the end of the year. But I guess God has other plans. My car started to die so I had to get a new car. My plans was to get a used car and save for my house. But I ended up getting a brand new car with no money down and affordable payments.
    Thank you for sharing your knowledge and helping me build my scores!

    Adrienne B. Valued Client
  • A couple of months ago I noticed Crushing On Credit on Facebook and was impressed by their clients’ feedback in the comments. I registered for credit repair because I thought I was in really bad shape and wanted to know what to do to get my credit on track. After speaking with a consultant from Crushing On Credit, Inc. I learned I wasn’t in bad shape at all and I didn’t need their services, but they gave me a WEALTH of information over the phone and some steps to take to increase my score. Upon hanging up, I was approved for 2 credit cards, which they had told me I should get, which would help improve my utilization which would, in turn, raised my score. I’m SO happy that I had the consult with Crushing On Credit, Inc. the consultant was so knowledgeable and professional!

    Nicole M. Valued Client
  • When I started working with Crushing On Credit my credit score was in the mid 500’s. In less than a year, I have seen my credit score jump over 100 points and I’ve gotten a great education and great advice from Crushing On Credit, Inc. I have been approved for new credit lines when I never thought I would again. If you are in need of a professional to work with you to rebuild your credit and to educate you, then Crushing On Credit, Inc. is the right choice for you. Trust me, you will not be disappointed.

    Terri S. Valued Client
  • I wanted to thank you for helping me get my credit on the road to recovery. You have no idea how much you have helped me. I am just getting in awe of your expertise and how quickly you have gotten things removed from my credit report. I had started out with 16 inaccurate negative accounts, and within one month 14 of them were removed with the first round of disputes. I had zero credit cards, and now I have 3 my score has also increased by 88 points. I am well on the way to being able to purchase my house. Thank you so much!

    Laura H. Valued Client

Meet

I’m Linda Marks, the founder and CEO of Crushing On Credit, Inc .I have a passion for helping people and am addicted to getting good results. I’ve built my business on the referrals of my successful clients and my Facebook community, which follows me to receive valuable credit tips and advice.
My advice and free credit tips have helped many raised their credit score by up to 100 points, allowing them to take charge of their financial destiny. In addition, I participate in many other financial/credit groups on social media to assist others with their credit struggles.
As a result of my clients’ testimonies and my Facebook community, I’ve developed a reputation as “The Maven.” I pride myself on the integrity that is the foundation of my business as a credit consultant. My approach is very direct and no-nonsense; I don’t sugar-coat anything because before you can achieve your credit goals, you have to be realistic about your existing situation. I am my own testimony. I know the struggles and the hiccups that come with having bad credit, and this is why I do not hold back.

Since starting my business in 2014, I have successfully helped a host of clients reach their credit goals such as homeownership, building a solid credit profile, securing low interest-rate loans and credit cards with higher limits, buying a dream car, etc.
No matter how big your credit goal is, you can rest assured I will be dedicated to helping you reach that goal. This is my passion and the reason I am excited to go to work every day. I won’t stop until I’ve helped you take steps toward a more solid financial foundation.

PRICING


 

Frequently Asked Questions



The first step is to schedule a consultation to see if you’re a candidate for our program. If you are a candidate for our program your $49.00 consultation fee will be applied towards your one time audit fee of $250.00.
After the audit is complete and you decide to move forward with the repair process we will start disputing inaccurate, unverified, and outdated accounts/info on your credit report. After you receive your audit an email is sent for you to schedule your audit consultation call. During the audit, we will discuss the audit with you and our plan of attack.

During the repair process, We will make sure you have mixed type of accounts to help you enhance your credit scores and credit profile.

It’s very important you stay current on your current bills. (such as Mortgage, credit cards, installment loans, student loans, etc.). Payment history is 35% of your credit score.

Within 30-45 days you will receive the investigation results from Experian, Transunion, Equifax possibly collection agencies and original creditors. Please forward these results/correspondences to our office as soon as possible. We will review and process these results and resume with the next round of disputes.

The credit repair process is a repeated process. As we go through the dispute process we will give you action steps to take to start building positive credit.

At any time, you have questions please contact us 347-252-0617 or send an email at admin@crushingoncredit.com and remember you have 24/7 access to your portal to contact us.

Our business goal is to help you reach your credit goals. Each month your credit reports are reviewed for progress if further steps are necessary, the restoration process will be repeated.

Please schedule a consultation to discuss the fees. The total cost is determined by the conditions of the credit report. All files are unique and we do not want to overcharge you.
You are charged on the 3rd business day from the date you signed the client agreement. For example, you signed the agreement on the 5th you will be charged on the 9th for your one- time audit fee.

Your monthly payment starts 30 days from the date your initial disputes are sent out.
The monthly fee varies please schedule consultation to discuss.
Your audit is a comprehensive analysis of your credit profile, broken down into easy to understand,
actionable segments. After reading your audit, you will understand all aspects of your credit profile, and you will also know how we are going to work together to increase your credit score. Your audit will include a complete description of each item on your credit report, both positive and negative, along with actions steps that you should take to improve your credit profile and credit scores.
Yes, a 3 in 1 credit monitoring service is mandatory while you are enrolled in the program. We need access to your credit report at all times to track the progress. Without an active monitoring service, we cannot assist you. The monthly monitoring fee is $21.99 and you are responsible for the fee. The monthly monitoring fee is not paid to Crushing On Credit Inc.Credit Report
It varies. We cannot promise you a specific timeline, nor canwe guarantee you results. If you work closely with us to follow credit best practices, we can ensure that you can achieve your credit goals. On average, it takes a minimum of 6 months depending on the conditions of your credit report. Legitimate credit repair is not an overnight fix. It’s a PROCESS that takes time to do properly. Credit restoration requires TEAMwork (TEAM = Together Everyone Achieves More). Please follow the exclusive advice we give you to make this a smooth and successful process. Everyone’s situation is unique, and some graduate sooner than others. The important thing is making sure that your credit is repaired the right way so that you have a solid financial foundation for the future.
Under the Fair Credit Report Act, you have three days after initial enrollment to cancel.
After the three days initial enrollment, you must give 30 days prior written notice before the 1st of the month or before the next billing date.
We are dedicated to establishing relationships with our clients by providing personalized service and educating our clients throughout the process. We offer prevention and maintenance after you graduate our program to keep you on the right track. You may reach us via text message, email, or phone call, and our response time is anywhere between 5 minutes to 24 hours during normal business hours.
Yes! Your audit includes personalized advice geared towards your credit situation. If we feel you need additional lines of credit or better lines of credit, we will advise you to contact your local bank institution and inquire about their secured products.
 

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